One AI Platform to Control P-Card Spend

Purchase cards were designed for speed and flexibility. They give employees the power to move fast, simplify the purchasing process and give finance teams the ability to track spend. But that convenience comes at a cost.

Unlike traditional procurement, P-Card activity often bypasses structured approvals, centralized oversight, and line-level documentation. What starts as a streamlined process can quickly lead to policy drift, misuse, and fraud hiding in plain sight.

The real risk isn’t what P-Card programs are designed to do. It’s what they can’t catch.

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Blind Spots in Your P-Card Spend

P-Card programs are meant to streamline how employees pay for business expenses, but without the right controls, that speed creates risk and compliance gaps, leaving finance teams stuck with:

Unstructured spend at scale – Thousands of card transactions flow through monthly with limited detail or supporting documentation. Reviewing them all isn’t realistic.
Low visibility and control – Many P-Card purchases bypass traditional approvals, making it hard to catch misuse, split transactions, or duplicate submissions of the same expense.
Policy drift and habitual misuse – Employees repeat questionable behaviors when policies aren’t enforced consistently or in real time.
Tools that miss the big picture – Basic systems flag individual transactions, but overlook patterns, behaviors, and repeat offenders that drive the real risk.
Manual cleanup after the fact – When issues are flagged late, resolution becomes a back-and-forth grind that slows your team down and frustrates cardholders.

With Oversight, Purchase Card monitoring becomes a proactive, pattern-aware control, catching what others miss, reducing friction, and protecting every dollar spent.

Take Control of Your P-Card Monitoring

Oversight identifies what traditional processes and systems miss.

Detect non-compliant purchases in real-time

Identify unauthorized spending and policy violations as they occur.

Uncover duplicate payments across systems

Cross-reference transactions in siloed systems to prevent redundant payments.

Reduce audit fatigue

Automate the detection of low-risk transactions, allowing auditors to focus on high-risk issues.

Enhance compliance and control

Spot repeat offenders and address issues proactively while ensuring adherence to policies and regulatory requirements.

Discover the Oversight Advantage

Oversight shifts your P-Card monitoring from reactive audits to proactive risk monitoring.

Seamless integration

Connect with your existing ERP and financial systems without disruption.

Comprehensive visibility

Monitor every transaction across reports, employees, departments, and systems.

Automatic resolution

Auto-resolve low-risk items and follow-ups - so finance teams can focus on real issues.

Continuous improvement

Leverage machine learning to adapt to emerging risks and behaviors.

Actionable insights

Dynamic dashboards and prioritized alerts guide effective decision-making.

Why Finance Teams Trust Oversight for Purchase Card Monitoring

Unlike other solutions that rely on outdated rules-based systems, Oversight leverages AI and machine learning to detect risk with precision. Our platform has been refining financial risk detection for over two decades, giving finance professionals a proven, scalable, and intelligent solution to manage P-Card programs effectively.

The Oversight Advantage

Patented AI analytics built specifically for finance and accounting teams.

Continuous monitoring that never misses a transaction.

Automated insights that prioritize critical risks without overwhelming your team.

Seamless integration with existing financial systems for quick implementation.

Take Control of Your P-Card Monitoring

"It allows us to catch potential duplicates before they occur between out of pocket and P-card spend. Implementation and daily use is user friendly and provides reporting for deep dives into data."

Uncover Hidden Risk – Identify spend patterns, split transactions, and recurring misuse that slip past traditional reviews.
Eliminate Manual Reviews – Automate exception detection across all p-card transactions, no more sifting through line items one by one.
See Beyond the Merchant Name – Oversight analyzes receipt-level detail to detect policy violations that other tools miss.